Hurricane Irma did a number on Earlene Kelly's home last year. Part of the roof on her Tampa home was ripped off, screens were torn to shreds and sections of the fence had fallen.
The storm hit just weeks after Kelly was told her car needed a new transmission. She had already been stressing over how to pay her mortgage, as her seasonal job as a reading instructor at Hillsborough Community College was coming to an end.
It was a perfect storm of circumstances, and it put Kelly out of the place she had called home for more than 20 years.